New Member
uderricky
Posts: 3
Registered: ‎09-20-2012
Re: FICO of 637..help me simulate future increase.
I certainly hope so! I have no other negative information on my reports and my derogs are all paid in full--no late payments, etc.. I also have five inquiries that will drop off.

Worst case, the derogs fall off themselves in 2014.