New Member
SheltieOwner
Posts: 6
Registered: ‎08-20-2011
Re: those with credit scores near or over 720

Update: by lowering the total util on that installment loan from 50.13% to 24.40%, my husband's score jumped from 709 up to 724 (he has a collection). My score went from 768 to 772 (clean credit history). Different scoring buckets, thus differences in amount of increase.