Thanks for the info...This is the first installment loan reporting to Trans Union. The only other thing reporting is my Cap one credit card, which is about a year old. The auto loan is 2 years old, thats why i was surprised it didnt boost my score at all. I was added to my grandfathers discover card (opened in 1993, 8,000 limit with 1,000 balance.) that should report any day. Should i expect the same results with that or do you think that the revolving account will help more?