Re: My fico doesn't seem accurate[ Edited ]
09-23-2012 03:38 PM - edited 09-23-2012 03:39 PM
I have seen on these pages ppl discussing an auto enhanced number?? Could this be it? I'm not sure of the exact term that was used.
+1 to this
It is very possible that was an auto enhanced score, or a different version of FICO scoring. It is also possible that (if you pulled from myfico after the dealer) that they did a HP for the score and your score dropped a couple points.
Edit: After re-reading the OP, if you took out an auto loan, this would add a new account to your CR which means a lowering of your AAoA (Average Age of Accounts) which would also contribute to lowering you score.