Closed Account Reporting Correctly? Possible to Dispute?
09-24-2012 05:30 AM
So, I applied for a Discover Card, and was denied due to a (Closed as reported by the CRAs) student loan that to them shows current status states: 120 Days Past Due.
I have another closed account, that had a few lates, but still shows pays as agreed when it closed...
Well, according to the payment history, that isn't accurate, I assume, because it's being paid by the government(insured)
Is this reporting accurately or can I dispute this? Anyway to fix this before 2014, when it falls off?