Regular Contributor
XxRaVeNxX
Posts: 201
Registered: ‎08-19-2012
Closed Account Reporting Correctly? Possible to Dispute?

So, I applied for a Discover Card, and was denied due to a (Closed as reported by the CRAs) student loan that to them shows current status states: 120 Days Past Due.

 

I have another closed account, that had a few lates, but still shows pays as agreed when it closed...

 

Well, according to the payment history, that isn't accurate, I assume, because it's being paid by the government(insured)

 

Is this reporting accurately or can I dispute this? Anyway to fix this before 2014, when it falls off?

 

Chase Southwest $5000 - November 2012 Wal Mart $1000 - November 2012 NFCU Visa $5,000 - Sept 2012 NFCU NavCheck $3,000 - October 2012 Amazon $900 - Aug 2012 Kay's Jewlery $2700 - Aug 2012 Buckle $250 (Shopping cart trick) - October 2012 Roaman's $250 (Shopping cart trick) - October 2012 Capital One Secured $225 - April 2012 Capital One Platinum $2500 - July 2012