Posts: 156
Registered: ‎06-01-2012
Re: Time between statement cut and update

Your FICO score is an instant snapshot of what is on your report.  FICO doesn't update, your reports do.  Depending on the CRA and the OC, it can be a day or two up to a week or two.

For instance, I have a Discover card, and all my reports are updated within 2-3 days of the statement closing date.