The FICO you get here is accurate. But there are different versions of each FICO score.
The auto-enhanced FICO is based on your FICO score, but weighs certain types of things a little differently (vehicle loans/leases, probably long-term installment loans). You can't even get your auto-enhanced FICO on your own, a lender has to pull that for you.
I wouldn't fret over a difference of a couple points.
Not currently watching my FICO or FAKO scores
Nov 2012 FICO - EQ 646 (myFICO SW), 655 (Lender Pull)
Left the garden in Nov 2012 to buy a Prius c and a new living room set!
Back in the garden until it's time to buy a house... 2014?
