If not apping for anything currently, who cares if scores takes a bit of a hit.  Save money, pay it off.  Besides your scores will go back up after you pay it off.  Good luck.

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Starting Score: 504

Current Score: EQ FICO 819, TU08 778, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
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