I was approved for a Walmart card (soft EQ hit, Fico score 638) with some negatives, 5 30 day auto lates in last two years, 1 collection 2007, approx 82% util, with two cards 90+, AAofA on other accounts was 4+ years though. Just an FYI.
2013 Starting: 593 Scores: 617 (EQfico) 658 (EXvant) 644 (TUfico) | Goal scores: 700 - 21 pos TL's / 3 baddies (1 pd) / 70% reported util
My Wallet: BofA 3k | Kay's 2k | Discover/AU 1.8k | Walmart 1k | Emblem 809 | Amazon Store 700 | Paypal BML 650 | Citi/Goodyear 500 | Chase 500 | CapitalOne 500 Target 500 | FPB 425 | Capital One 320 | FPB 300
