Valued Contributor
Posts: 1,698
Registered: ‎01-05-2010
Re: Is this a scam? My FICO went from 678 to 818 and in less than 2 hours is back to 678

If you pulled the respective credit reports of the two scores, a comparison will show whether you have a split file. Searching the forum archives will tell you what a split file is.

 

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