Im so lost at what you said Conductor. As an update I got my Cap1 secured card today. So in a month I should have 4 revolving credit cards on my statement, waiting to hear back from a GW and I am going to call Macys tomorrow and see what/if anything they can do for my baddies...Seriouly they are bad multiple past 30, 60, 90 and 120 days late. I will call them once a week and hopefully someone will be kind enough to remove them or some. I searched for GW MAcys but all the threads are old.
Starting Score: 670 (TU) 624 (Equifax) 663 (Experian FAKO) 9/12/2012