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Posts: 1,305
Registered: ‎01-05-2010
Re: Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

LilyBee wrote:


My scores have always been above 800, since I started using this website in 2008.  My highest was 830 in 2009.


I haven't changed the ones on the Forum yet; but my latest scores are:  TU: 808; EQ: 811, on 9/23/12.  I'm not bragging, I just hate to charge anything except to keep my score up with some activity.


Once DW's EX was 832. We had one credit card whose limit had grown over time, and that was it, except she had some old mostly closed store cards bringing about a nice AAoA. I don't know what her EX is now, but given my own has recently improved following the evaporated new credit impact of multiple cards and installment loans, hers may have returned to what it used to be. The difference is that the scores are no longer based on a sliver of our financial picture, but rather a more representative part of it as cash, checks, debit and bank withdrawals are fewer. FICO apparently is fine with either.

Are you living within your means?