That is what I have been doing.  I know about the 30% rule and I have followed it so far with my slate card.  I just received my Cap1 secured card $200 yesterday and I plan to apply the same to it. I have no need for apps or CLI's for the forseable future.  Im really just in this to raise my score to match my wifes who is at 750+ so when we go to buy a house its all good.

I have already setup payment options and I have weekly reminders.  Plus I am pretty anal about my finances right now since I have some in my checking some in my savings etc...  No its time to garden and never ever be late.  Thanks for you help.