Moderator Emeritus
Posts: 32,869
Registered: ‎08-04-2007
Re: Time Since Negative is wrong

That comment is found within the pos/neg things helping or hurting your FICO. Look through each of your accounts found within the Accounts page. Look for any charge-off/collection account, or any closed account, that has a reported or status date of 0.3 years ago (3-4 months ago?). Some baddies still update monthly with added lates.