Posts: 13,897
Registered: ‎04-15-2011
Re: Anyone know any cards or things to due for someone who consolidated there credit?

+1 Major negative, or multiple major negatives.  I went through a DMP years ago to keep from filing BK and make sure all creditors got paid.  Suffered worse than if I had filed a BK.  YMMV of course.


Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!