Valued Contributor
Posts: 1,237
Registered: ‎01-05-2010
Re: Score jump: lower utilization

FICO does not consider income. Also, your FICO score increases more from paying down credit cards than installment loans. You may furthermore want to read Fico max out CC % and When to pay Credit Card for best Utilization.

The lost luggage office’s trained professional, “Has your plane arrived yet?”