Valued Contributor
my-own-fico
Posts: 1,299
Registered: ‎01-05-2010
Re: Score jump: lower utilization

I could easily imagine 50-100 points. It all depends on the rest of your specifics, and even then of course we can't be sure. I don't know about FICO, but in the world of Experian, credit cards are considered maxed-out when you have spent 90% or more of the credit limit, so that would work nicely in your favor.

Are you living within your means?