Re: CFPB released a report comparing FAKOs, FICOs, and VantageSco
10-01-2012 09:51 AM
Interesting that FICO listed the inquiry penalty as being 5 points for individually counted inquiries (vis a vis non-mortgage / SL / auto within the 30 day window on the FICO '04 model). I wonder if that's the same for all versions, namely bankcard as compared to classic/standard?
Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 670, Wally TU 700, EX 718 (11/29/13, EX 07/11/13)
Goal Score: 680 in all three (01/01/14)
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