Moderator Emeritus
Posts: 14,328
Registered: ‎12-30-2011
Re: CFPB released a report comparing FAKOs, FICOs, and VantageScore

Interesting that FICO listed the inquiry penalty as being 5 points for individually counted inquiries (vis a vis non-mortgage / SL / auto within the 30 day window on the FICO '04 model).  I wonder if that's the same for all versions, namely bankcard as compared to classic/standard?

 

Starting Score: EQ 04 561, TU 98 567, EX 98 599 (12/30/11)
Current Score: EQ 04 694, EQ 8 714, TU 8 708, EX 8 724 (04/01/16)
Goal Score: 700 on EQ 04 (01/01/17)


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