Moderator Emeritus
Posts: 32,869
Registered: ‎08-04-2007
Re: CFPB released a report comparing FAKOs, FICOs, and VantageScore

Disclaimer: I didn't read the entire PDF and missed the methodology probably, but I'm curious how they obtained the data. If a lender pulled a FICO, they wouldn't both pull an industry-specific score and a Classic FICO at the same time. There's no need to do that and it costs them money....unless the study paid for these 200k pulls. Without reading more, and on the surface, I have some red flags.