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FrugalRican
Posts: 2,876
Registered: ‎02-02-2012
Pulling free annual EQ with actual FICO score?

‎10-03-2012 03:33 AM

I'm about ready to get my free pull from Equifax, and I'd rather get my score at the same time (so that it's cheaper)... but I'm wondering if what they will give me is the Equifax FICO score or the Equifax credit score.


Does anyone know and have experience? I'd hate to waste 8 dollars just to get their made up score rather than the actual FICO.

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

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llecs
Posts: 31,424
Registered: ‎08-04-2007
Re: Pulling free annual EQ with actual FICO score?

‎10-03-2012 04:47 AM

It's their FAKO that they offer unfortunately.

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Shogun
Posts: 7,367
Registered: ‎04-15-2011
Re: Pulling free annual EQ with actual FICO score?

‎10-03-2012 05:58 AM

+1  The score they offer with the annual is a FAKO.  They only have one FICO, you have to actually hunt for it on their website or pull from here.

 

Starting Score: 504

Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
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Blogger
FrugalRican
Posts: 2,876
Registered: ‎02-02-2012
Re: Pulling free annual EQ with actual FICO score?

‎10-03-2012 08:19 AM

Bleh.

 

Pretty pointless to use the free one to get the score then, for now.

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

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