Senior Contributor
Walt_K
Posts: 3,065
Registered: ‎11-02-2009
Re: Which is better, remove or left alone an account with 16 years of history with one late 6 years

Leave it alone.  One late 6 years ago has little, if any effect (30 day late probably has no effect).  And that late will be gone in another year and then the account will be completely clean.


Starting Score: ~500 (12/01/2008)
Current Score: EQ 681 (04/05/13); TU 98 728 (01/06/12), TU 08? 760 (provided by Barclay 1/2/14), TU 04 728 (lender pull 01/12/12); EX 742 (lender pull 01/12/12)
Goal Score: 720


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