Leave it alone. One late 6 years ago has little, if any effect (30 day late probably has no effect). And that late will be gone in another year and then the account will be completely clean.
Starting Score: ~500 (12/01/2008)
Current Score: EQ 681 (04/05/13), TU 98 728 (01/06/12), TU 04 728 (lender pull) (01/12/12), EX 742 (lender pull) (01/12/12)
Goal Score: 720Take the FICO Fitness Challenge
