Established Contributor
Posts: 576
Registered: ‎11-13-2008
Re: HELP! Score dropped 80+ pts. due to Fed. Student loans mistake!

You could try disputing it with the CRAs. Its a 50/50 shot. IMO, do the dispute around the holidays, if they get no response within 30 days from the creditor, they will have to delete the TL or fix the problem according to the FCRA.