Regular Contributor
Posts: 123
Registered: ‎01-15-2009
Re: HELP! Score dropped 80+ pts. due to Fed. Student loans mistake!


I"m really sorry to hear this. The best suggestion that I have to make is that you should re-post this in the "Student Loans" area of the forum---I think that you'll receive more solid and comprehensive counsel there about how to deal with your lender and their mis-reporting of your 90-day lates. I seriously doubt that trying to convince the CRAs to delete, without  some corroboration by your lender about this being in error, will be successful. Good luck!.

All 3 bureaus (per Amex CreditSecure FAKO) are still 748 (as of 12/19/13). Cards: Discover It, $12,100, Chase Freedom $3,300, Chase Amazon $1,500, Walmart store $11,000, AMEX Zync NPSL, Costco Amex $14,700. US. Bank Cash +, $5,000. AMEX SPG $6,000, PenFed Plat. Cash Rewards $17,500, PenFed P-LOC $10,000, Citi Forward $5,100, Chase Slate $5,000, Old Navy, $2,200.