I"m really sorry to hear this. The best suggestion that I have to make is that you should re-post this in the "Student Loans" area of the forum---I think that you'll receive more solid and comprehensive counsel there about how to deal with your lender and their mis-reporting of your 90-day lates. I seriously doubt that trying to convince the CRAs to delete, without some corroboration by your lender about this being in error, will be successful. Good luck!.
04/12/13 MyFICO TU = 782. 04/09/2013 MyFICO EQI = 762. Apr. 9; Walmart TU = 773
New Cards: Discover More, $8,300, Chase Freedom $2,800, Chase Amazon $1,500, Walmart store $6,500, AMEX Zync NPSL (9/17/12). US. Bank Cash Rewards, $3,500 (Nov. 2012). AMEX SPG $6,000, PenFed Plat. Cash Rewards $17,500, PenFed P-LOC $10,000, Citi Forward $4,000 (Feb. 2013). Evolved from $1,320 in credit lines (2) in 2011 to $73,000 in credit lines (11) now!
Recently (Nov/Dec. 2012) closed: Cap 1 Visa $800, Cap 1 MC $520
Obtained a $17.7K new auto loan @ 1.74% / 5 yrs on 9/17/12.
Other Stuff: AAOA = 4 years; Oldest Acct. = 22 years, 2mo. (hello, AMEX backdating!!! :-) . Apping in the Midwest (MO)
