Frequent Contributor
Posts: 379
Registered: ‎01-20-2012
Re: Will I Get Those Points Back

If increased balances on your CC's is the only cause for the 21 point drop in your scores then you will get those points back when you pay off the CC's--barring any other possible negatives that can/may happen in the meantime.

 

Good luck with the home purchase!

Current: EQ 673 September2013 / TU 696 September2013 (Walmart)
Start: EQ 584 Feb2012 / TU 629 July2012

Wallet: Citi Double Cash $15,000 / Barclaycard Rewards $8,900 / BofA Cash Rewards Visa Sig $7,000 / eBay MC $4,500 / CapOne NHRC $2,500 / CapOne Platinum #1 $3,000 / CapOne Platinum #2 $1,950 / Chase Freedom $1,500 / Discover It $1,500 / Amex Zync $500 Autopay / Lowe's $8,500 / JCP $4,800 / Walmart $4,600 / Amazon $4,100 /