Posts: 10,925
Registered: ‎04-15-2011
Re: New Card Causes Score Loss, Can I Close the Account and Get Those Points Back?

Wouldln't raise it.  It would just lower your available credit and raise your util and drop your score.

Starting Score: 504

Current Score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

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Going for Wade64's RUDY Spade!