New Contributor
fico64
Posts: 61
Registered: ‎09-19-2010
Re: Fico Score did not improve after 7 month credit card activity

Dear my-own-FIFO,

 

The one credit card I use has been kept with a balance of zero for the past 21/2 years. Once the comment was removed, I now received a positive for credit card utilization. With the comment there, they did not give me credit for usage.

 

Then strangely, for the first time, they downgrade and remove my credit history from great to very good and move from the positive column and place it in the negative column. 25 years, 5 months. Does this make since to you? All within the span of 35 days.  No accounts dropped off either. Everything is exactly the same in the two credit reports except now the comment is removed and 35 days expired. ???