Regular Contributor
Cloudlb
Posts: 225
Registered: ‎08-05-2010
Re: Fico Score did not improve after 7 month credit card activity
[ Edited ]

I think you have gotten some very good information here.  We, as consumers, can only understand and apply so much about FICO scoring.   Stop trying to "apply logic" to a complex set of mathematical algorithms which the consumer is not privy to, and never will be.  Applying magical thinking would be just as fruitful.  Very frustrating!