New Member
Posts: 1
Registered: ‎09-28-2008
How long until FICO score changes after dispute is resolved?

I'm preparing to apply for a mortgage and disputed an erroneous collection ($140 to Verizon, within last two years) that appeared on both my TransUnion and Experian credit reports.  Both agencies deleted the account - surprisingly quickly - it took just over a week for them to "complete the investigation."  I'm hoping this will significantly improve my TransUnion and Experian FICO scores, both of which are a solid 70 points lower than my Equifax score.


My question is how long should I wait for these agencies to update my scores before I head to the bank to apply for mortgage pre-approval?  I don't want to waste money checking my scores until enough time has passed for the changes to take effect.