High balances and low scores
10-06-2012 03:12 PM
I have high util on my credit cards, so my scores are lower right now. When I pay them down, could I still be hurt by having had high util in the past? Or will the zero balances simply reflect in my score?
Chase Freedom: $1500, Citi Diamond Preferred: $3000, Barclays: $3900, Chase Disney Visa: $1500, Chase Southwest Signature: $5000, Citi TY Preferred: $3000, Cap One Platinum: $1750, Cap One Platinum Rewards: $2500, Orchard Bank: $900, Kay Store Card: $6600, PayPal $2200