Moderator Emeritus
llecs
Posts: 32,880
Registered: ‎08-04-2007
Re: Authorized Users and Credit Scoring?

Paperboy999 wrote:

if i'm added on to an account as an AU will the history of the account go on my report? if the account has been opened for 10 yrs and I'm added, will it show on my report as a 10 yr old account or will it show as a 1 month old account lowering my average age of accounts? thank you 


If added as an AU, and assuming the CC reports AUs, then you'll have the full benefit of the balance, CL, open date, payment history, etc., as a 10-yr TL on your CR(s).