Re: What will impact my score more?
10-08-2012 08:06 PM
Welcome to the forum!
You need to read the rebuilding credit forums. This post should probably been posted there to begin with.
To raise your scores you need to have any and all negative information removed from your report. To do this you will have to learn how to do PFD (Pay For Delete ) and GW (Good Will) letters. It really isn't too difficult to do and will greatly improve your scores.
Adding new credit now will not do much to improve your scores and with your current scores you will have a VERY difficult time being approved for new credit.
You can do this!
Go to the REBUILDING CREDIT FORUM and start reading about PFDs and GWs.
Starting Score: EQ 658 6/18/12
Current Score: EQ 665 7/21/14 - EX 687 7/21/14 - TU 682 7/21/14
Goal Score: EQ 720+
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