Moderator Emeritus
Posts: 32,869
Registered: ‎08-04-2007
Re: Authorized Users and Credit Scoring?

devon22ou wrote:

To piggy back off my most recent question about putting an authorized user on accounts to help their credit score, would it be more legit and less "cheating" if I put that person on a credit card that we both pay 50/50 on?


I personally wouldn't see it as cheating. Just pay 100% of the bill yourself and have the other person pay you directly. Also accept any responsibility if they charge too much. I've seen some posts in here where the CC holder refused to pay a bill their friend or relative ran up without their consent. IMO, I'd never do it. I'd tell them to get their own CCs and get a secured CC if needed.