So this is peculiar: CK says my overall credit grade is C, yet the component grades ars as follows:
Credit Card Utilization = A
Percent of On-Time Payments = A
Average Age of Open Credit Lines = C
Total Accounts = A
Hard Credit Inquiries = B
Derogatroy Marks = A
How does that possibly come out to an overall grade of C?
Starting Score: 653 (11/1/2011 TransUnion)