Regular Contributor
Posts: 132
Registered: ‎11-14-2011
Credit Karma overall credit grade = C

So this is peculiar: CK says my overall credit grade is C, yet the component grades ars as follows:

Credit Card Utilization = A

Percent of On-Time Payments = A

 Average Age of Open Credit Lines = C

 Total Accounts = A

 Hard Credit Inquiries = B

 Derogatroy Marks = A


How does that possibly come out to an overall grade of C?

Starting Score: 653 (11/1/2011 TransUnion)
Current Score: 719 (5/3/2012 TransUnion) 572 (3/21/2012 Equifax) 762 (4/14/12 VantageScore)
Goal Score: 700

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