Moderator Emeritus
Posts: 32,869
Registered: ‎08-04-2007
Re: Authorized Users and Credit Scoring?

devon22ou wrote:

Thanks for the reply. The money this person pays toward these cards goes directly into my account each month. Does anyone know what would happen to the authorized users credit report if they are removed from an account? Will their credit decrease to what it was if their credit is improved while being an authorized user?

If they are removed as an AU, the account completely disappears from his/her CR as if it never even was there. That can impact the score depending on whether or not the AU account helped or hurt his/her credit.