Moderator Emeritus
Posts: 32,869
Registered: ‎08-04-2007
Re: Paid Charge-Off

Pull all 3 CRs. If it shows a monthly payment of anything other than $0, AND assuming it reports a balance other than $0, then lenders will still factor it in. Are you going with the same lender? It might be worth it to go back to that lender, show him/her the CR(s) and ask him/her how they'd view that account.