Established Contributor
Posts: 823
Registered: ‎03-22-2012
Re: Will Her Score Recover?

She should be in really good shape even after just 1 year.


For most people you really don't see much of a score ding for the first 3 credit cards. Of course she has just added 4 new cards so it might be a bit of a score drop in the short term.


After 6 months she should almost be back to where she started from. After 1 year all the damage from the inquiries will be gone and her scores will be higher. (As long as she exhibits good credit behavior.)


She also will have a much stronger credit profile.

Starting Score: EQ 658 6/18/12
Current Score: EQ 696 9/5/14 - EX 687 7/21/14 - TU 682 7/21/14
Goal Score: EQ 720+
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