Valued Contributor
Burned2manybridgesB4
Posts: 2,158
Registered: ‎03-15-2012
Re: CREDIT CARD WITH $0 BALANCES

Just keep on doing what you are. Good rule of thumb (and I count on others chiming in here) is to keep two @ 0.00, while letting one post a "due balance," but you don't need to carry a balance past the due date (PIF). Since getting high fico is a marathon, not a race, you have time to play with the percentages, and find out which zone will work best for your own profile/bucket. 3 to 8%...