##### Re: Installment Loan Factors into fico!

10-11-2012 08:23 AM

I would say that first it affects it in the obvious way, positive TL, Mix of Accounts, AAoA. But util shouldn't come into question due to the fact that it's not variable. You wouldn't be adding to like a revolving account.

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Current scores after adding $81K in CLs and 2 new cars since July 2013

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**504**July 2013 score:

**EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013**Goal Score:

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Current scores after adding $81K in CLs and 2 new cars since July 2013

EQ:809 TU 777 EX 790 Now it's just garden time!

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