Valued Member
HappySoda
Posts: 56
Registered: ‎10-10-2012
Why No Company That Pulls a Real Fico?

So you have this website, Transunion Fico, Experian Fico, Credit Karma, Credit Sesame, Transrisk... there are so many different products yet if I understand correctly, none of them are a true "lender pulled" Fico score.

 

So here's my question. Why is there no company that creates a true fico score product and basically make a bazillion dollars off selling the only true fico score on the planet?

 

Is it because there is no real fico and every lender has different scoring algorithms? Trying to wrap my head around this.

 

Thanks in advance.