Moderator Emeritus
Posts: 14,233
Registered: ‎12-30-2011
Re: Equifax report shows a credit balance that does not match my statement closing balance

BOFA has done a series of mid-cycle updates on me in the past few months.  Once when I increased my limit, once I suspect because I loaded the card with some of my spending I'd been saving up for, and then it appears to have done so when I graduated but that's likely because I accepted a decreased limit.


I'd never had this happen in the past either with this card or with prior ones, so it either appears to be a semi-recent change, or a behavior issue by yours truly when it comes to the somewhat strange middle one.



Starting Score: EQ 04 561, TU 98 567, EX 98 599 (12/30/11)
Current Score: EQ 04 694, EQ 8 714, TU 8 708, EX 8 724 (04/01/16)
Goal Score: 715 on EQ 04 (01/01/17)

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