Valued Contributor
Posts: 2,300
Registered: ‎07-23-2012
Inquiries After One Year?

i know that inq's stop effecting your score after one year.


but do they do anything besides fall off inbetween the one year and falling off? 


if i apped with a company like amex and all my inq's were a year and 10 months, the only look at the ones a year or under correct? 


i have 4 inq's that completely fall off by feb 13' (2 before new year) so im just curious 


Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9

2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000