Valued Contributor
creditnocash
Posts: 2,249
Registered: ‎07-23-2012
Inquiries After One Year?

i know that inq's stop effecting your score after one year.

 

but do they do anything besides fall off inbetween the one year and falling off? 

 

if i apped with a company like amex and all my inq's were a year and 10 months, the only look at the ones a year or under correct? 

 

i have 4 inq's that completely fall off by feb 13' (2 before new year) so im just curious 

 

Current: Discover Fico 689 8/14 Walmart Fico 689 9/14

Inquiries (24 Months): EQ 3 TU 0 EX 0 | Most Recent: 09/05/2014


2014 Goals:
Lower Utility
47%(OUCH!!)
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000