Valued Contributor
chasmith
Posts: 1,062
Registered: ‎05-26-2010
Re: Inquiries After One Year?

For FICO scoring they are only considered in a one year period, also mortgage and auto inquiries that are close together are counted as a single inquiry so shopping for a major loan isn't penalized.

BK7 Filed 8/11/2009 Discharged 11/23/2009. Purchased new home 4/11/2012
Starting Score:11/16/2009 EQ 566 11/16/2009 TU 538
Interim Score: 12/27/2012 EQ 683 09/17/2012 EX (lender) 670 1/01/2013 TU 701
Current Score: 11/06/2013 EQ 708 11/06/2013 EX 702 11/16/2013 702 11/06/2013 TU 729
Goal Score: EQ 740 EX 740 TU 740
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