Valued Contributor
creditnocash
Posts: 1,922
Registered: ‎07-23-2012
Re: Inquiries After One Year?

Epcot wrote:
I would venture to say yes. I have seen some denied for too many inquiries when they only had 1 or 2 within the last 12 months, but several over a year old.

alright thanks. im not applying anytime soon but all my inq will be a year old and will have 

eq-8

ex-7

tu-5

i know this is alot (because of my bank/amex/car loan-6/3/6 pulls in total the other 5 are all from cc that i got)
Everything will be off in aug '14

all way over a year old. and if my plan goes well ill be apping in jan of' 15 anyway for just amex. to get a 3 year backdate. 

and a cli on freedom. 

 

when i started apping (first started with checking account and hit on eq)

i had about 6 inq total over 3 reports. and 3-4 newer then a year. 

Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: $21,600

Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012


2013 Goals:
Freedom Signature
Costco:True Earnings

Amex Zync(Unicorn)
Chase Freedom$1500
Citizens Mastercard$5000