Valued Contributor
creditnocash
Posts: 2,255
Registered: ‎07-23-2012
Re: Inquiries After One Year?

Epcot wrote:
I would venture to say yes. I have seen some denied for too many inquiries when they only had 1 or 2 within the last 12 months, but several over a year old.

alright thanks. im not applying anytime soon but all my inq will be a year old and will have 

eq-8

ex-7

tu-5

i know this is alot (because of my bank/amex/car loan-6/3/6 pulls in total the other 5 are all from cc that i got)
Everything will be off in aug '14

all way over a year old. and if my plan goes well ill be apping in jan of' 15 anyway for just amex. to get a 3 year backdate. 

and a cli on freedom. 

 

when i started apping (first started with checking account and hit on eq)

i had about 6 inq total over 3 reports. and 3-4 newer then a year. 

Current: Discover Fico 701 10/14 Walmart Fico 689 9/14

Inquiries (24 Months): EQ 3 TU 0 EX 0 | Most Recent: 09/26/2014


2014 Goals:
Lower Utility
47%(OUCH!!)
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000