Posts: 13,897
Registered: ‎04-15-2011
Re: Transfer Closed CC Balances or Let Them Ride?

You're still taking a pretty good hit for that util.  Has anything changed lately?  You've been only making minimum payments but now you're wanting to buy a 50k vehicle and a 600k condo?   I'd seriously hold off that for a bit and pay those accounts down.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!