Moderator Emeritus
Posts: 32,865
Registered: ‎08-04-2007
Re: What exactly is FICO standard and Score Watch?

FICO Standard is a one-time pull of either your TU FICO report or your EQ FICO report. ScoreWatch is a monitoring product of your EQ report and includes 2 EQ FICO reports (just like FICO Standard) with one being used when you first subscribe. If you already have SW, you wouldn't need to use FICO Standard for your EQ FICO report because you can get the same report for 30% if you purchase that new report via ScoreWatch (assuming you already used your remaining free report).