Regular Contributor
Posts: 209
Registered: ‎01-05-2012
Re: *****QUESTION*****From 31% utilization to 5%

Utilization was listed third on my report behind serious delinquency and number of accounts with a negative indicator (or something). I went from a 566to a 631 by paying down utilization from over 100% to 2%! 

Current FICOs (Sept 2015) EQ: 666 TU: 663