Credit score jumped up 100 points in one month?
10-21-2012 12:46 AM
In September, Trans stated that my husband's credit score was 610. Fast forward to today and it's now 720.
What in the world could have given us a 100+ credit boost? We did purchase a used vehicle and currently paying on a car loan in September but I figured that would lower the credit not boost it. We also maxed our only CC that has a $500 CL with a $500 purchase but PIF a week later ( I wanted to see if doing this would get cap1's attention and boost our limit).
Any explanation? Not upset just curious. Would love to see it jump more!
Wallet: Capital One Platinum - $1000, Amazon - $1400, Walmart - $1000, Discover It - $1000, Chase Freedom - $500
Current Score: TU98: 678 - 2/2012, Walmart TU - 672 2/2013, Equifax 713 - 1/2013
Goal Score: 700 for all three.
GC Challenge: App free since 1/2013. No more apps! 2015 for mortgage!