Regular Contributor
PleioneG
Posts: 114
Registered: ‎08-29-2012
Re: Credit score jumped up 100 points in one month?
[ Edited ]

Well nothing fell off that I know of. His report only had one baddie and that has yet to fall off but it is paid. I do recall the salesman that worked with us telling my husband that his Trans score was 675 in September. We later learned that it might have been an auto enhanced score ( even though this was our first time purchasing a vehicle ) since all we were seeing was 610. I'm so unsure of how scoring works! I know there are FAKO's and FICO's but they seem to range all over the place.

 

It may just be a FAKO scoring since I did not purchase from myFico. But even if it's not a genuine FICO, it's still a large jump and gives me some hope about the direction we're heading! Plus, very soon I will be using Walmart's Trans Fico score. That will give us a better idea of  things. No matter. I'll take it! (:


Wallet: Capital One Platinum - $2000, Amazon - $3000, Walmart - $3000, Discover It - $1000, Chase Freedom - $3000
Current Score: TU98: 678 - 2/2012, Walmart TU - 672 2/2013, Equifax 713 - 1/2013
Goal Score: 700 for all three.
GC Challenge: App free since 1/2013. No more apps! 2015 for mortgage!