Established Contributor
kobe2012
Posts: 690
Registered: ‎03-16-2012
EQ Score watch

does this only give you an alert if theres a balance change???? Not for score change for limit increase??? 


Starting Score: TU: 598 03/23/2012 EQ:607 05/24/2012 EX:607 04/26/2012 (lender pull) EX FAKO:522 03/2012
Current Score: TU(Myfico)04/2013:689 EQ(Myfico)04/2013:701 EX(AMEX pull)04/01/2013:675 (CreditSecure FAKOS) 5/14/2013 EX:726 EQ:701 TU:730 TU(Walmart):699
Barclay Rewards:5k/Cap1:$3.5k/Cap1:$2.5k/Citi TYP:2k/Freedom:$5k/Slate:3k/Marriott visa sig 5k/BCE:$1k/Zync: $500 PSL/Discover IT:$1.9k/Walmart:$8k/Chevron:$5k/Gap:$5k/Kay:$3.4kk



Moderator Emeritus
llecs
Posts: 32,880
Registered: ‎08-04-2007
Re: EQ Score watch

If you have a CC (or whatever) balance increase, then that will trigger a credit alert & will alert you to a new score you had at that moment.

 

If you have a CLI on a CC, that will not trigger a credit alert.

 

If you have a CLI on a CC -AND- your balance reported an increase on EQ, then you'll get a credit alert due to the balance increase and SW will grab your latest EQ FICO as of that moment.

 

If you have a CLI on a CC -AND- your balance stayed the same or decreased, you will not get a credit alert. However, if your EQ FICO changed as a result of that CLI -AND- your EQ FICO hit or surpassed your target score in either direction, then you would get a score alert within 7-10 days or whenever your EQ FICO is monitored next.

Established Contributor
kobe2012
Posts: 690
Registered: ‎03-16-2012
Re: EQ Score watch

llecs wrote:

If you have a CC (or whatever) balance increase, then that will trigger a credit alert & will alert you to a new score you had at that moment.

 

If you have a CLI on a CC, that will not trigger a credit alert.

 

If you have a CLI on a CC -AND- your balance reported an increase on EQ, then you'll get a credit alert due to the balance increase and SW will grab your latest EQ FICO as of that moment.

 

If you have a CLI on a CC -AND- your balance stayed the same or decreased, you will not get a credit alert. However, if your EQ FICO changed as a result of that CLI -AND- your EQ FICO hit or surpassed your target score in either direction, then you would get a score alert within 7-10 days or whenever your EQ FICO is monitored next.


oh, ok... well explained... thx!!


Starting Score: TU: 598 03/23/2012 EQ:607 05/24/2012 EX:607 04/26/2012 (lender pull) EX FAKO:522 03/2012
Current Score: TU(Myfico)04/2013:689 EQ(Myfico)04/2013:701 EX(AMEX pull)04/01/2013:675 (CreditSecure FAKOS) 5/14/2013 EX:726 EQ:701 TU:730 TU(Walmart):699
Barclay Rewards:5k/Cap1:$3.5k/Cap1:$2.5k/Citi TYP:2k/Freedom:$5k/Slate:3k/Marriott visa sig 5k/BCE:$1k/Zync: $500 PSL/Discover IT:$1.9k/Walmart:$8k/Chevron:$5k/Gap:$5k/Kay:$3.4kk



Regular Contributor
geronimo2008
Posts: 183
Registered: ‎07-21-2007
Re: EQ Score watch

You can set alerts to show changes in different area.  However I have been unable to modify the alerts for several months now.