Moderator Emeritus
llecs
Posts: 32,880
Registered: ‎08-04-2007
Re: EQ Score watch

If you have a CC (or whatever) balance increase, then that will trigger a credit alert & will alert you to a new score you had at that moment.

 

If you have a CLI on a CC, that will not trigger a credit alert.

 

If you have a CLI on a CC -AND- your balance reported an increase on EQ, then you'll get a credit alert due to the balance increase and SW will grab your latest EQ FICO as of that moment.

 

If you have a CLI on a CC -AND- your balance stayed the same or decreased, you will not get a credit alert. However, if your EQ FICO changed as a result of that CLI -AND- your EQ FICO hit or surpassed your target score in either direction, then you would get a score alert within 7-10 days or whenever your EQ FICO is monitored next.